Trusted Microcredit Institution

Empowering Lives Through Smart Finance

DromJor Microcredit provides accessible, flexible financial solutions to individuals, entrepreneurs, and small businesses — helping communities grow and thrive.

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12+
Years Experience
8
Loan Products
100%
Community Focused

Our Loan Products

Micro Business Loans
Start or grow your business
Group Lending
Community-based financing
Family Emergency Loans
Support when it matters most
Salary Advance Loans
Quick access to earned income
Equipment Loans
Tools & machinery financing
Yaa Agyeiwaa Owusu-Sekyere – MD/CEO, DromJor Microcredit
12+
Years of Excellence
About Us

DromJor Microcredit — At a Glance

DromJor Microcredit is a financial services company dedicated to providing accessible and reliable microcredit solutions to individuals, entrepreneurs, and small businesses.

We focus on supporting micro and small enterprises that may not have easy access to traditional banking services. Through responsible lending and financial education, DromJor Microcredit helps clients improve their livelihoods and achieve financial independence.

Mission

To provide accessible and affordable financial services that empower individuals and small businesses to achieve sustainable economic growth.

Vision

To become a trusted and leading microcredit institution that promotes financial inclusion and economic development within communities.

What We Offer

Our Financial Services

Tailored loan products designed to meet the unique needs of every client — from business growth to personal emergencies.

Micro Business Loans

Small loans designed to help entrepreneurs start or expand their businesses with flexible repayment plans.

Operations & Equipment Loans

Finance the purchase of business tools, machines, or equipment through manageable installment plans.

Group Lending

Community-based financing solutions that bring people together to access credit collectively.

Clearing Duty Loans

Specialized loans to help businesses and individuals handle import/export duty obligations efficiently.

Family Emergency Loans

Fast-access emergency funds for families facing unexpected financial challenges and urgent needs.

Salary Advance Loans

Quick salary advances for employed individuals who need early access to their earned wages.

Financial Advisory

Expert training and guidance to help clients manage finances and grow their businesses successfully.

Agricultural Support Loans

Tailored credit solutions for farmers and agribusiness owners to boost productivity and yield.

Women & Youth Empowerment

Dedicated loan products and mentorship programs to empower women entrepreneurs and youth.

Core Values

What Drives Us

Our values are the foundation of every service we provide and every relationship we build.

Integrity

We operate with honesty, transparency, and full accountability in all our dealings.

Customer Focus

Our clients are at the center of everything we do — their success is our success.

Empowerment

We support individuals and businesses to unlock their full potential and achieve goals.

Innovation

We continuously improve our financial solutions to meet the evolving needs of clients.

Community Development

We contribute to the growth and long-term stability of local communities we serve.

Yaa Agyeiwaa Owusu-Sekyere – Managing Director & CEO, DromJor Microcredit
Yaa Agyeiwaa Owusu-Sekyere
Managing Director & CEO
PMP Certified MSc Project Management Cyber Security 12+ Yrs Banking
Leadership

Meet Our MD / CEO

"Access to finance can transform lives — and that belief drives everything we do at DromJor Microcredit."

Yaa Agyeiwaa Owusu-Sekyere is a dynamic leader and innovator in the field of Banking, bringing over 12 years of banking experience to her role as Managing Director and Chief Executive Officer at DromJor Microcredit.

A certified Project Management Professional (PMP), she holds a Master's degree in Project Management from the University of Ghana, as well as a postgraduate certification in Cyber Security from the University of Texas McCombs School of Business.

Throughout her career, she has developed a keen insight into financial operations, project management, and customer relations. Her strategic vision drives innovative solutions that promote financial inclusion. She is also an advocate for women's empowerment and financial literacy — actively participating in mentoring programs and community outreach initiatives.

University of Ghana — MSc Project Management
PMP Certified Professional
UT McCombs — Cyber Security
Champion for Women's Empowerment
Why Choose Us

The DromJor Advantage

We go beyond lending — we partner with you to build lasting financial success.

01

Fast Loan Processing

Quick application review and disbursement so you get the funds you need without unnecessary delays.

02

Flexible Repayment Plans

Repayment schedules tailored to your income cycle — weekly, bi-weekly, or monthly options available.

03

Customer-Friendly Services

A dedicated team that listens, understands, and provides personalized solutions for every client.

04

Support for Small Businesses

Specialized products built specifically for micro and small enterprises that need accessible capital.

05

Community Commitment

Deeply rooted in local communities — we invest in the economic growth and well-being of the people we serve.

06

Financial Education

Free advisory, training, and mentorship programs to help clients make better financial decisions.

Who We Serve

Our Target Clients

DromJor Microcredit proudly serves a wide range of individuals and businesses across communities.

Small Business Owners
Market Traders
Farmers
Start-up Entrepreneurs
Salaried Workers
Women Entrepreneurs
Youth Entrepreneurs
Agribusiness Owners

Ready to Transform Your Future?

Apply for a loan today and take the first step towards financial freedom and business growth.

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